Funny thing, balancing your check book and not being overdrawn. Using an ATM for everything, it’s easy to mess up and forget that trip to Taco Bell (again, I know, with the Taco Bell, it’s a terrible habit I am not proud of). I was doing Quicken, what a nightmare. Then I tried Excel – a bigger more time-consuming nightmare.
And then I tried a spiral notebook by the phone, in the kitchen where I spend most of my time at home. I write in what I spend, I cross items that cleared off (with a pencil, can you imagine). And I haven’t messed up once since I started low-teching it with my finances. Brava Mamma!
—SBM
